Exploring the Digital Assets Ecosystem: Growth and Integration with Traditional Banking by Colby Smith
Key topics that will be explored during this presentation include trends within the cryptocurrency, stablecoin, and tokenized deposit ecosystem. We’ll also explore bank’s role in the issuance and management in these digital asset types as well as BSA/AML and OFAC considerations.
AML Software Panel: Technology, Tools & the Future of AML Compliance by Kevin Gulledge, Chuck Taylor, Kim Hamilton, and Carol Beaumier
Artificial intelligence is fundamentally reshaping financial crime prevention—across both fraud and BSA/AML—accelerating institutions’ ability to detect, investigate, and respond at scale, while simultaneously arming bad actors with more sophisticated tools. This session examines AI’s dual impact on the modern financial crime landscape, from advancing fraud detection, investigations, and AML monitoring through machine learning, chat-based prompt AI, and other innovations, to the rapid evolution of threats such as deepfakes, synthetic identities, and authorized push payment scams.
Beyond the technology, we’ll explore what it takes to operationalize AI with intent—how leading institutions are breaking down silos between fraud and AML, building governance frameworks that keep pace with innovation, and balancing efficiency with explainability and trust. Attendees will leave with a forward-looking perspective on how to deploy AI responsibly, align teams and data strategies, and stay ahead in an increasingly adversarial, AI-driven environment.
Be Curious: How Anti-ML Professionals Can (and Have) Kept Their Most Vulnerable Customers from Losing Money to Fraud Schemes by Stephanie Bauman and Kyle Shadowens
Using examples from real cases, Assistant U.S. Attorney Stephanie Bauman and U.S. Postal Inspector Kyle Shadowens will discuss how professionals in the fields of banking, financial technology, and money transmitting can be an important first-line defense in subverting transnational fraud schemes, particularly those targeting and disproportionately affecting the elderly.
Responsibility for Customers Scammed and Consented to Transfer Funds by William (Pat) Huttenbach
Your customer authorized the transfer. She cleared the warning screen and confirmed by phone when the fraud team called. The money is gone anyway, and now she wants it back.
This session examines when a bank is responsible for a loss its customer consented to, and when it isn’t. We’ll cover the fraud-versus-scam distinction that decides most authorized-payment cases, how Regulation E and UCC Article 4A treat an order the customer actually sent, and how Articles 3, 4, and 4A allocate loss among banks, businesses, and consumers across check, wire, ACH, and peer-to-peer channels. We’ll review recent bank fraud decisions and the latest turns in the Zelle and consumer wire-fraud litigation.
Potential Pitfalls Using AI in AML Investigations by Jon Muschenheim and Cameron Powell
From a lawyer’s perspective, the speakers will describe potential risks identified in cases in the use of AI in AML work.
How Silicon Valley Came to Love the Bank Secrecy Act by Faraz Rama
AML technology evolved from traditional bank compliance software into a major fintech investment category. This session will explore what that evolution means for BSA/AML professionals today. The session will examine the rise of compliance technology, vendor fragmentation, and the emergence of AI, with a practical focus on distinguishing meaningful innovation from repackaged technology and evaluating AI driven AML tools.